Terms and Conditions

These Terms govern your access to, usage of all content, Product and Services available at website (the “Service”) operated by Heather Catallo (“us”, “we”, or “our”).


Your access to our services are subject to your acceptance, without modification, of all of the terms and conditions contained herein and all other operating rules and policies published and that may be published from time to time by us.


Please read the Agreement carefully before accessing or using our Services. By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to any part of the terms of the Agreement, then you may not access or use our Services.


Intellectual Property

The Agreement does not transfer from Us to you any of Ours or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Heather Catallo and its licensors.


Third Party Services

In using the Services, you may use third-party services, products, software, embeds, or applications developed by a third party (“Third Party Services”).


If you use any Third Party Services, you understand that:


Any use of a Third Party Service is at your own risk, and we shall not be responsible or liable to anyone for Third Party websites or Services.

You acknowledge and agree that We shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods or services available on or through any such web sites or services.


Accounts

Where use of any part of our Services requires an account, you agree to provide us with complete and accurate information when you register for an account.


You will be solely responsible and liable for any activity that occurs under your account. You are responsible for keeping your account information up-to-date and for keeping your password secure.


You are responsible for maintaining the security of your account that you use to access the Service. You shall not share or misuse your access credentials. You must notify us immediately of any unauthorized uses of your account or upon becoming aware of any other breach of security.


Termination

We may terminate or suspend your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately.


If you wish to terminate the Agreement or your account, you may simply discontinue using our Services.


All provisions of the Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.


Disclaimer

Our Services are provided “AS IS.” and “AS AVAILABLE” basis. Heather Catallo and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Heather Catallo, nor its suppliers and licensors, makes any warranty that our Services will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk.


Jurisdiction and Applicable Law

Except to the extent any applicable law provides otherwise, the Agreement and any access to or use of our Services will be governed by the laws of USA.


The proper venue for any disputes arising out of or relating to the Agreement and any access to or use of our Services will be the state and federal courts located in USA.


Changes

Heather Catallo reserves the right, at our sole discretion, to modify or replace these Terms at any time.


If we make changes that are material, we will let you know by posting on our website, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect.


If you disagree with our changes, then you should stop using our Services within the designated notice period, or once the changes become effective.


Your continued use of our Services will be subject to the new terms.

NOT MICROSOFT: This site is not a part of the MICROSOFT website. Additionally, This site is NOT endorsed by MICROSOFT in any way.

MICROSOFT is a trademark of Microsoft Corporation.


BUSINESS OPPORTUNITY: "Heather Catallo" and associated free training are NOT considered an income or business opportunity according to the Business Opportunity Rule § 437.1m; “that advertising and general advice about business development and training shall not be considered as ‘providing locations, outlets, accounts, or customers.’”.

In good faith, Heather Catallo is providing a One-Page Disclosure Document for purposes of consumer transparency.


MULTI-LEVEL MARKETING: This business is NOT advertising a multi-level marketing or network marketing firm, as it does not fit the Koscot test under FTC law. Any individual, without any payment by participants, can become a part of the referral program by creating an account online here. Case reference: Koscot Interplanetary, Inc., 86 F.T.C. 1106, 1181 (1975).


FRANCHISE: This business is NOT a franchise, as it fails the Beale’s Franchise Rule Test (Page 50, Franchise Definition) by neither: (1) permitting use of trademarks, (2) imposing significant control, or providing significant assistance to the business, (3) charging a required payment.


EARNINGS CLAIM STATEMENT: Heather Catallo is dedicated to helping people achieve their self-education, and self-employment goals.

We provide quality online training programs to people who seek freedom of time, and freedom of location.


INCOME DISCLAIMER : This website and the items it distributes contain business strategies, marketing methods and other business advice that, regardless of the company's or the presenter's own results and experience, may not produce the same results (or any results) for you. Heather Catallo makes absolutely no guarantee, expressed or implied, that by following the advice or content available from this web site or training material, that you will make any money or improve current profits, as there are several factors and variables that come into play regarding any given business. Primarily, results will depend on the nature of the product or business model, the conditions of the marketplace, the experience of the individual, and situations and elements that are beyond your control. As with any business endeavor, you assume all risk related to investment and money based on your own discretion and at your own potential expense.


LIABILITY DISCLAIMER: By reading this website or the documents it offers, you assume all risks associated with using the advice given, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. You further agree that our company cannot be held responsible in any way for the success or failure of your business as a result of the information provided by our company. It is your responsibility to conduct your own due diligence regarding the safe and successful operation of your business if you intend to apply any of our information in any way to your business operations. In summary, you understand that we make absolutely no guarantees regarding income as a result of applying this information, as well as the fact that you are solely responsible for the results of any action taken on your part as a result of any given information. In addition, for all intents and purposes you agree that our content is to be considered "for entertainment purposes only". Always seek the advice of a professional when making financial, tax or business decisions.