NOT MICROSOFT: This site is not a part of the MICROSOFT website. Additionally, This site is NOT endorsed by MICROSOFT in any way.

MICROSOFT is a trademark of Microsoft Corporation.

BUSINESS OPPORTUNITY: "Heather Catallo" and associated free training are NOT considered an income or business opportunity according to the Business Opportunity Rule § 437.1m; “that advertising and general advice about business development and training shall not be considered as ‘providing locations, outlets, accounts, or customers.’”.

In good faith, Heather Catallo is providing a One-Page Disclosure Document for purposes of consumer transparency.

MULTI-LEVEL MARKETING: This business is NOT advertising a multi-level marketing or network marketing firm, as it does not fit the Koscot test under FTC law. Any individual, without any payment by participants, can become a part of the referral program by creating an account online here. Case reference: Koscot Interplanetary, Inc., 86 F.T.C. 1106, 1181 (1975).

FRANCHISE: This business is NOT a franchise, as it fails the Beale’s Franchise Rule Test (Page 50, Franchise Definition) by neither: (1) permitting use of trademarks, (2) imposing significant control, or providing significant assistance to the business, (3) charging a required payment.

EARNINGS CLAIM STATEMENT: Heather Catallo is dedicated to helping people achieve their self-education, and self-employment goals.

We provide quality online training programs to people who seek freedom of time, and freedom of location.

INCOME DISCLAIMER : This website and the items it distributes contain business strategies, marketing methods and other business advice that, regardless of the company's or the presenter's own results and experience, may not produce the same results (or any results) for you. Heather Catallo makes absolutely no guarantee, expressed or implied, that by following the advice or content available from this web site or training material, that you will make any money or improve current profits, as there are several factors and variables that come into play regarding any given business. Primarily, results will depend on the nature of the product or business model, the conditions of the marketplace, the experience of the individual, and situations and elements that are beyond your control. As with any business endeavor, you assume all risk related to investment and money based on your own discretion and at your own potential expense.

LIABILITY DISCLAIMER: By reading this website or the documents it offers, you assume all risks associated with using the advice given, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. You further agree that our company cannot be held responsible in any way for the success or failure of your business as a result of the information provided by our company. It is your responsibility to conduct your own due diligence regarding the safe and successful operation of your business if you intend to apply any of our information in any way to your business operations. In summary, you understand that we make absolutely no guarantees regarding income as a result of applying this information, as well as the fact that you are solely responsible for the results of any action taken on your part as a result of any given information. In addition, for all intents and purposes you agree that our content is to be considered "for entertainment purposes only". Always seek the advice of a professional when making financial, tax or business decisions.