Privacy Policy

Welcome to (the ”Site”).We understand that privacy online is important to users of our Site, especially when conducting business.This statement governs our privacy policies with respect to those users of the Site (”Visitors”) who visit without transacting business and Visitors who register to transact business on the Site and make use of the various services offered by Heather Catallo (collectively, ”Services”) (”Authorized Customers”).


”Personally Identifiable Information”


refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.


What Personally Identifiable Information is collected?


We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell.


What organizations are collecting the information?


In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.


How does the Site use Personally Identifiable Information?


We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Site. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Site or information related to the subject matter of the Site. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.


With whom may the information may be shared?


Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to ”opt out” of receiving information or being contacted by us or by any agency acting on our behalf.


How is Personally Identifiable Information stored?


Personally Identifiable Information collected by Heather Catallo is securely stored and is not accessible to third parties or employees of Heather Catallo except for use as indicated above.


What choices are available to Visitors regarding collection, use and distribution of the information?


Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed, or by contacting us at 4602 Cadison Street, , Torrance CA 90503


Are Cookies Used on the Site?


Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off.


How does Heather Catallo use login information?


Heather Catallo uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Site, track a user’s movement and use, and gather broad demographic information.


What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Site?


Heather Catallo has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers.


How does the Site keep Personally Identifiable Information secure?


All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences.


How can Visitors correct any inaccuracies in Personally Identifiable Information?


Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by emailing us at hcatallo@gmail.com


Can a Visitor delete or deactivate Personally Identifiable Information collected by the Site?


We provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting . However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.


What happens if the Privacy Policy Changes?


We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.


Links:


contains links to other web sites. Please note that when you click on one of these links, you are moving to another web site. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours.

NOT MICROSOFT: This site is not a part of the MICROSOFT website. Additionally, This site is NOT endorsed by MICROSOFT in any way.

MICROSOFT is a trademark of Microsoft Corporation.


BUSINESS OPPORTUNITY: "Heather Catallo" and associated free training are NOT considered an income or business opportunity according to the Business Opportunity Rule § 437.1m; “that advertising and general advice about business development and training shall not be considered as ‘providing locations, outlets, accounts, or customers.’”.

In good faith, Heather Catallo is providing a One-Page Disclosure Document for purposes of consumer transparency.


MULTI-LEVEL MARKETING: This business is NOT advertising a multi-level marketing or network marketing firm, as it does not fit the Koscot test under FTC law. Any individual, without any payment by participants, can become a part of the referral program by creating an account online here. Case reference: Koscot Interplanetary, Inc., 86 F.T.C. 1106, 1181 (1975).


FRANCHISE: This business is NOT a franchise, as it fails the Beale’s Franchise Rule Test (Page 50, Franchise Definition) by neither: (1) permitting use of trademarks, (2) imposing significant control, or providing significant assistance to the business, (3) charging a required payment.


EARNINGS CLAIM STATEMENT: Heather Catallo is dedicated to helping people achieve their self-education, and self-employment goals.

We provide quality online training programs to people who seek freedom of time, and freedom of location.


INCOME DISCLAIMER : This website and the items it distributes contain business strategies, marketing methods and other business advice that, regardless of the company's or the presenter's own results and experience, may not produce the same results (or any results) for you. Heather Catallo makes absolutely no guarantee, expressed or implied, that by following the advice or content available from this web site or training material, that you will make any money or improve current profits, as there are several factors and variables that come into play regarding any given business. Primarily, results will depend on the nature of the product or business model, the conditions of the marketplace, the experience of the individual, and situations and elements that are beyond your control. As with any business endeavor, you assume all risk related to investment and money based on your own discretion and at your own potential expense.


LIABILITY DISCLAIMER: By reading this website or the documents it offers, you assume all risks associated with using the advice given, with a full understanding that you, solely, are responsible for anything that may occur as a result of putting this information into action in any way, and regardless of your interpretation of the advice. You further agree that our company cannot be held responsible in any way for the success or failure of your business as a result of the information provided by our company. It is your responsibility to conduct your own due diligence regarding the safe and successful operation of your business if you intend to apply any of our information in any way to your business operations. In summary, you understand that we make absolutely no guarantees regarding income as a result of applying this information, as well as the fact that you are solely responsible for the results of any action taken on your part as a result of any given information. In addition, for all intents and purposes you agree that our content is to be considered "for entertainment purposes only". Always seek the advice of a professional when making financial, tax or business decisions.